Investing through SIP can be highly rewarding

All About SIP

Systematic Investment Plan (SIP) is a kind of investment scheme offered by mutual fund companies. Using SIP one can invest small amount peridically (weekly, monthly, quaterly) into a selected mutual fund. For retail investors, SIP offers a well disciplined and passive approach to investing, to create wealth in long term (using the power of compounding). Since, the amount is invested on regular intervals (usually on monthly basis), it also reduces the impact of market volatility.

As common investor doesn’t have enough time and resources, SIP proves to be a viable option for them. Listed below are the important benefits of this instrument.

  1. Reduces Risk because of Rupee Cost Averaging
  2. SIP can be started with very small amount of money
  3. Timing the market is not necessary
  4. Long term financial goal can be aligned with SIP
  5. Disciplined approach towards Investment helps in controlling the emotions

  • Normal SIP -SIP made in regular Equity Schemes can be withdraw , increased or decreased freely. All your gains will be Taxed according to FIFO ( First in First Out). All Gain from units having completed 365 days, will be treated as capital Gain
  • Special SIP (ELSS) - SIP made in ELSS ( Equity linked Savings schemes) are eligible for deduction from taxable income under Section 80C of the Income Tax Act.In comparison to traditional investment avenues like PPF, NSC under section 80C of the Income tax Act, such investments have the shortest lock in period of 3 years.

We are a AMFI ( Association of Mutual Fund in India) registered MF Distributor vide ARN : 51926. We provide investment service to our clients, incidental to our primary activity.

We do not charge any advisory fees or transaction fees – directly or indirectly, because we earn commission from the funds which we distribute. You can check the commission disclosure sheet here at Commission Disclosure Although we take our best attempt to ensure the suitability of the product being sold to you, but the same may not always be in the best of your interest.